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Cosmetic Surgery Loans

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Finance Articles

Put a Balloon Payment in a loan with the 6 steps to keep the loan profitable and safe
Reduce loan monthly loan payments to half of what they should be, by using a balloon payment. Handled correctly, a very smart thing to do. Mishandled, real headaches. 6 steps to keep it smart read more

Ways To Help With Debt Problems
It is very easy to fall into debt, just when you think you have your finances in order your car could break down or a problem with in your home may occur where by the only resolution is to borrow money... read more

Online Savings Account Tips
An online savings account is critical for managing your finances. It offers a good place to keep your savings and is also a good way of earning extra easy money on your cash balances.

read more

5 Credit Killers
A good credit score speaks volumes about your financial habits. It's the evidence most creditors need to evaluate your credit worthiness. Interestingly, there are some credit killers? that even people... read more

Finance: Default and repossession
Most people would assume that a default under a loan contract means that payments haven't been made but, as you are about to learn, there are other reasons why a lender may have the right to repossession. read more

Knowing 6 types of personal loans will make borrowing easier and save you money
Knowing 6 types of personal loans will make it easier for you do deal with lenders, go from asking for a loan, to I want a novated lease with a 45% balloon payment. Gain confidence and posture. read more

Credit Cards Debt - How to freeze the Plastic Debt Dragon in Your Wallet - Start Living Again
Are you scared to open your wallet knowing there is a fire snorting dragon lurking in there. Here is a plan to choke the dragon and replace it with a friendly furry critter, the debt card, to start creating... read more

Double your deposit in half the time
Saving is never an easy thing to do and saving for a deposit on a home is twice as hard. However, with the right strategy in place, your savings can grow and grow, cutting the waiting time to your own... read more

Finance News

Reserve Bank leaves interest rates steady
Apr 04 :: The board of the Reserve Bank of Australia has left interest rates unchanged at 4.25 per cent at its monthly meeting today, as widely expected.The decision leaves the official cash rate where... read more

Big banks not too profitable: RBA
Feb 25 :: The governor of the Reserve Bank says the Australian banking sector is not too profitable.Appearing before the House of Representatives Standing Committee on Economics, RBA governor Glenn Stevens... read more

Commonwealth Bank changes ads following ASIC concern
Jan 16 :: The Commonwealth Bank of Australia has agreed to change some of its advertised loan comparison rates after concerns were raised by the Australian Securities and Investments Commission (ASIC).ASIC... read more

Inflation fall strengthens case for rate cuts
Dec 06 :: A leading unofficial measure of inflation eased last month due to falling food and fuel prices, strengthening the case for interest rate cuts next year.The TD Securities-Melbourne Institute Inflation... read more

Reserve Bank cuts domestic growth outlook
Nov 07 :: The Reserve Bank of Australia (RBA) has cut its forecast for economic growth and inflation in its latest quarterly report card.Europe's ongoing sovereign debt crisis and the stalemate over the... read more

ASIC moves on consumer credit insurance
Oct 21 :: The Australian Securities and Investments Commission (ASIC) has moved to provide further guidance for banks, credit unions and building societies offering consumer credit insurance (CCI) to improve their... read more

Government cracks down on payday lenders
Sep 04 :: The Government has moved to place limits on the fees payday lenders can charge to 'small amount' borrowers, inviting comment on draft legislation.The Assistant Treasurer, Bill Shorten, announced... read more

Bank switching plan gets industry tick
Aug 22 :: The Federal Government's plan to make switching banks easier has been welcomed by the banking industry and consumer groups.Under the so-called tick and flick plan, customers can sign one form... read more

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Knowledgebase

Balloon Payment: A large loan repayment made in order to clear a debt. Usually applied to a short-term fixed-rate loan, which involves small payments for a certain period of time with one large payment for the remaining amount of the principal at a time specified in


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